Last updated 9 November 2026
Terms of Use
These terms cover your use of hlawula.co.za: the website, the hosted checkout demo, the merchant dashboard demo, the docs and the API.
Draft. Hlawula MoR is still in development and these terms will be reviewed by an attorney before we take real payments. Until then, no one is charged on this site.
Who we are
Hlawula MoR (Pty) Ltd ("Hlawula", "we", "us") is a private company registered in South Africa under registration number 2026/184220/07, with VAT number 4910263842. You can reach us at privacy@hlawula.co.za.
Hlawula is in development
Hlawula MoR is not yet a live payment service. Everything on this site is a working demonstration:
- No card, wallet or bank account is charged, whatever payment method you choose.
- Tax invoices shown after a demo payment are examples, not valid tax invoices.
- Dashboard figures, customers and payouts are sample data.
- Data you enter in the demo is kept in memory and is wiped regularly.
Please don't enter real card numbers. Use the test card 4242 4242 4242 4242.
Using the site
You may use the site and docs to learn about Hlawula and to try the demo. You agree not to:
- use the site or API to break the law or to defraud anyone;
- attempt to break into, overload or disrupt the site or the API, including by automated requests in large volumes;
- submit other people's personal or payment information;
- copy the site's design, content or code to offer a competing service.
The API
The API is public while we are in development and has no authentication. It is provided for testing only, with no promise of availability, and its data can be reset at any time. Don't build anything that relies on it yet. The docs mark which features are planned rather than built.
Selling through Hlawula
When Hlawula launches, merchants will sell through us under a separate merchant agreement, which sets out who is responsible for tax, refunds and chargebacks. Nothing on this site creates that agreement. You can read the clause outline in the dashboard.
Intellectual property
The Hlawula name, logo, site design, text and code belong to Hlawula MoR (Pty) Ltd. Product names and payment brands mentioned on the site, such as Apple Pay, Google Pay, Samsung Pay, Capitec Pay, Absa Pay and Nedbank, belong to their owners and are used only to describe how buyers can pay.
Liability
The site is provided as is, while in development. To the extent the law allows, Hlawula is not liable for loss arising from your use of the demo, the docs or the API. Nothing in these terms limits rights you have under the Consumer Protection Act, 2008 or any other law that can't be excluded by agreement.
Privacy
How we handle personal information is explained in our Privacy Policy and Cookie Notice.
Changes and governing law
We will update these terms as Hlawula moves towards launch, and the date at the top will change when we do. These terms are governed by the law of the Republic of South Africa.